For Americans either contemplating a move or already living in Canada, this reference answers all the questions necessary to successfully plan the transition, including immigration planning, customs planning, cash management, income tax planning, retirement, wills and estates, risk management, and investments.
This guide provides a comprehensive overview of financial-management issues for Canadians living in the United States in clear and simple language. Through improved awareness of the financial, immigration, health care, insurance, tax, and estate-planning differences between the two countries, snowbirds will learn to make smarter financial decisions and make the most of the dual-residency lifestyle.
Offering straightforward, “kitchen-table” advice by one of Canada's leading specialists on personal finance, this book will discuss how to protect your nest egg and maximize your capital gains opportunities while you build for your future.
<p><b>In the bestselling tradition of <i>The Wealthy Barber</i>, a nuts-and-bolts financial planning guide for the rest of us</b></p><p>Five years ago, a butcher from Portland, Oregon, named Paul Petillo was frustrated by the lack of financial planning insights available to working stiffs like himself. To fill this gap, he created The BlueCollar Dollar.com, a website offering straight, simple money advice for people who dont have a lot of it to spare, or to lose--in other words, most of us. The site quickly grew in popularity and now attracts more than a million visitors a year.</p><p>Petillos first book, <i>Building Wealth in a Paycheck-to-Paycheck World </i>is packed with safe, proven wealth-building strategies. It covers all the major components of a balanced financial plan, including:</p><ul><li>Straight talk on mutual funds, bonds, real estate, and annuities <li>Techniques for avoiding financial disasters <li>Tools to help readers track their debt and create a plan for staying out of it <li>Road maps to buying a home and saving for college and retirement </ul>
<p><b>Make 2008 the year you pay zero taxes!</b></p><p>Fully updated to include all the latest tax law changes, <i>How to Pay Zero Taxes</i> outlines the easiest, most practical strategies you can use to lower your taxes this year, next year, and beyond. From converting personal expenses into business expenses to avoiding or surviving an IRS audit, Jeff Schnepper's guide comprehensively covers more deductions than any other tax book, all conveniently organized in six fast-access categories: exclusions, credits, “above-the-line” deductions, “below-the-line” deductions, traditional tax shelters, and supertax shelters.</p><p><b>In the 2008 edition you will find coverage of:</b></p><ul><li>The new 2007 tax laws<li>Credits and deductions for higher education expenses<li>The special capital gains and dividends rules<li>Increased dependent care and “kiddie” tax credits<li>Coverdell Education Accounts for elementary and secondary school expenses<li>Increased IRA and retirement plan limits<li>Home equity loans<li>Real estate trusts<li>Theft and casualty losses<li>Educational and ROTH IRAs<li>Divorce and separation costs</ul>
<p><b>A full-color, step-by-step guide helps you use Quicken, the #1 selling personalfinance software program, to manage personaland family finances </b></p><p>Nearly every page features of this invaluable guidescreenshots with numbered callouts that showand explain how to use all of Quicken’s powerfulfeatures. You’ll learn to balancecheckbooks, pay bills, master online banking,track investments, handle budgeting, managetaxes, create reports, and much more. Sidebarsthroughout provide alternate methods andfurther explanations, and each chapter’s “How to” list and color-coded tabs make it easy for you toflip straight to specific tasks and get to the information you need right away.<p>“Quicken remains the topdog in home & businesspersonal-financesoftware…”—Computer ShopperQUICKEN® 2006 QUICKSTEPSMarty Matthews and Carole Matthews</p>
<p><b>A financial first-aid kit that helps you patch up your credit and live debt-free</b></p><p><i>Repair Your Credit and Knock Out Your Debt </i>is a godsend for the 75 million Americans currently trying to dig their way out from under crushing debt. Written in association with Springboard, a leading not-forprofit financial services organization that, since 1974, has helped 4 million consumers get out of and stay out of debt, this results-oriented handbook is a gold mine of proven debt-management strategies and techniques. Drawing upon Springboard's expertise, Jeff Michael walks readers through all the steps to achieving a debt-free existence. He also offers expert advice for the debt-challenged reader on how to deal with foreclosures, evictions, repossessions, costly emergencies, child-care expenditures, and more. Readers learn how to:</p><ul><li>Get out of debt as quickly as possible, under virtually any circumstance<li>Get copies of credit reports and fix what's wrong<li>Control spending and live debt-free<li>Restore a line of credit<li>Cope with the emotional burdens of debt and develop a positive attitude about money<li>Stop being pushed around by collection agents<li>Make sense of complex credit and debt legislation and regulations</ul>